Excessive debt is depressing and burdensome. Yet contrary to popular belief, it is not a new phenomenon. When the framers of the U.S. Constitution drafted the great document in 1776, they knew the danger of excessive debt. For this reason, they provided Congress with the express right to establish “uniform Laws on the subject of Bankruptcies throughout the United States.” From this we can glean that creditors have been taking advantage of debtors for a very, very long time.
Regardless of the source of your debt, we can help improve your financial situation. If your situation does not necessitate a bankruptcy, we can explain options and strategies when dealing with debt. Our office is a debt relief agency. We often help people file Chapter 7 Bankruptcy under the U.S. Code.